All posts by Sterling Bonds

Job Change, Don’t Forget the 401K Transfer

Leaving a job can be an exciting time. Maybe you’re moving on to a new opportunity or taking a break to travel. Whatever the reason, it’s important to take stock of your financial situation, including your retirement savings. One question that often comes up is what to do with your 401(k) when you leave your […]

Retirement Savings By Generation

Retirement savings can be a daunting subject for many people, and the reality is that different generations have varying approaches and challenges when it comes to saving for their golden years. While retirement planning is crucial for all age groups, each generation has unique financial circumstances and priorities that impact their retirement savings. In this […]

Where Does The Money Go

Monthly bills can be a source of stress for many people, particularly in today’s economic climate. Fortunately, there are plenty of easy and effective ways to save money on your monthly bills without sacrificing your quality of life. From energy-efficient appliances to negotiating with service providers, here are some tips and tricks to help you […]

The benefits of a Roth IRA

Saving for retirement can be a daunting task, but with the right tools and strategies, it can be more manageable. One such tool is a Roth IRA, which offers unique benefits that make it an attractive choice for many savers. In this article, we’ll explore the benefits of a Roth IRA and why it may […]

Salary Negotiations, Tips and Tricks

Negotiating your salary is a crucial step in achieving financial security and job satisfaction. However, it can be a daunting task, especially if you don’t know where to start. In this article, we’ll explore some helpful tips and strategies for negotiating your salary successfully. First and foremost, it’s essential to do your research before entering […]

Guide to Credit Scores

Your credit score is one of the most important numbers in your financial life. It’s a reflection of your creditworthiness and can impact everything from the interest rate you pay on loans to your ability to rent an apartment or get a job. Understanding how credit scores work and how to improve yours is key […]

Compounding Interest, The Time Value of Money

When it comes to building wealth, there’s one concept that’s more important than any other: compound interest. Compound interest is the idea that, over time, your money can earn interest not only on the principal amount but also on the interest it has already earned. This compounding effect can lead to significant growth in your […]

Top Ten Financial Mistakes

As a young adult in your 20s, it’s easy to feel like you have your whole life ahead of you and that there’s plenty of time to sort out your finances later. But the truth is, the financial decisions you make now can have a huge impact on your future. From managing debt to investing […]

How to Create a Budget That Works For You

Creating a budget is an essential part of financial planning. It helps you manage your expenses, save money, and achieve your financial goals. However, creating a budget that works for you can be challenging. With so many expenses to consider, it can be tough to know where to start. In this article, we will provide […]